Frequently Asked Questions

  • How fast can I get my tax refund in Northport?

    Most tax returns are processed in 24–48 hours during tax season. Eligible clients can also access advance refunds ranging from $250 up to $7,500. At EJ Fast Tax & Bookkeeping, we use secure e-filing to ensure fast turnaround times for Northport and Tuscaloosa area residents.
  • What's an advance refund and who qualifies?

    An advance refund lets eligible taxpayers receive part of their expected refund early, typically between $250 and $7,500. Qualification depends on income, filing status, and expected refund amount. At EJ Fast Tax & Bookkeeping, we review your return to determine eligibility during your appointment.
  • Do I need to make an appointment for tax prep?

    Walk-ins and appointments are both welcome. Scheduling ahead can help avoid wait times during peak tax season, but drop-ins are accommodated based on availability. At EJ Fast Tax & Bookkeeping in Northport, we work around busy schedules to serve individuals and small business owners efficiently.
  • What does bookkeeping help small business owners with?

    Bookkeeping tracks income, expenses, and financial records to keep your business organized year-round. It simplifies tax filing, improves cash flow visibility, and reduces paperwork stress. At EJ Fast Tax & Bookkeeping, we handle the details so you can focus on running your business instead of managing records.
  • Can bookkeeping services help 1099 contractors?

    Yes, bookkeeping supports independent contractors by organizing income and deductible expenses throughout the year. Clean records make quarterly estimates and annual filing much easier. At EJ Fast Tax & Bookkeeping, we're familiar with the needs of self-employed professionals across Northport and surrounding Alabama communities.
  • How do I know what life insurance coverage I need?

    Coverage should align with your income, number of dependents, debts, and long-term financial goals. A policy typically replaces lost income and covers future obligations like mortgages or education. At EJ Fast Tax & Bookkeeping, we help Northport families evaluate options from major carriers including Mutual of Omaha.
  • What's the difference between term and permanent life insurance?

    Term life insurance covers you for a set period, like 10 or 20 years, and is usually less expensive. Permanent life insurance lasts your entire life and may build cash value. At EJ Fast Tax & Bookkeeping, we explain both options clearly to help you choose based on your situation.
  • When should I file my taxes to avoid delays?

    Filing early in tax season helps you avoid processing backlogs and receive your refund faster. Many clients schedule in late January or early February for the quickest turnaround. At EJ Fast Tax & Bookkeeping, we encourage Northport residents to book ahead for same-week or next-day service.
  • What types of income can you prepare taxes for?

    We handle W-2 wages, self-employment income, 1099 contractor earnings, and common tax credits for dependents. Our services support working families, hourly employees, and small business owners. At EJ Fast Tax & Bookkeeping, we're experienced with the diverse workforce across Northport and Tuscaloosa areas.
  • Is my financial information safe during e-filing?

    Yes, secure electronic filing methods protect sensitive data throughout the submission process. E-filing also speeds up processing and reduces errors compared to paper returns. At EJ Fast Tax & Bookkeeping, we follow current compliance standards and prioritize client confidentiality for every return filed in Northport.
  • Why should I keep bookkeeping records year-round?

    Year-round records prevent last-minute scrambling during tax season and help you track profitability in real time. Clean records also support accurate deductions and reduce audit risk. At EJ Fast Tax & Bookkeeping, we maintain ongoing bookkeeping so small business owners in Northport stay prepared and stress-free.
  • Can life insurance planning work with my tax strategy?

    Yes, life insurance can complement estate planning and long-term financial goals reviewed during tax preparation. Some policies offer tax-advantaged growth or benefits for beneficiaries. At EJ Fast Tax & Bookkeeping, we coordinate insurance guidance with your overall tax and financial picture for a complete approach.